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How to Retire Financially Rich with Little Income



There are two classes of people around us. Those that believed it is impossible for a salary earner to retire rich and those who believe it is possible; which class do you belong to?
The difference between these two classes of people is what they believed in. What you believe in has a lot to do with what you achieve. If you believe that, it is not possible to retire rich, then, don’t waste your time reading this book, give it away to somebody you know will appreciate its content, and it will not be long, you will go to the same person to borrow from him or her. By then, it will be too late for you; because, “you cannot eat your cake and have it.”
But if you really want to benefit from this book, you will first of all believe that what you are going to read here will lead you to retiring financially rich! Therefore, changing your negative believes about retiring rich is a must for your dream of retiring rich to become a reality.
Before now, you have told yourself that it is impossible to retire rich and that belief controlled your life, regulated your spending habit and finally imprisoned you.  Now as you are going to see the light, your former believes will still resist you except you do something about it.
What really defeats a man in life is not often times his situation, but his believes about the situation. You cannot maintain your former belief and experience change in your life. Without a positive change in your thinking, all your efforts to change your life for good will be in vain.
You need to picture the possibility of you retiring rich and working towards it before it will become a reality. What you cannot believe, you cannot become, what you cannot picture, you cannot capture.  There is no amount of persuasion that can help you do anything when you have already concluded within you that it cannot be possible.
Before you can be free from financial bondage, you must first and foremost lose yourself from your negative thinking, or the philosophy that has guided you all these years. You cannot grow beyond your thought life says Napoleon. There has to be a change in your thought before you can experience a change in your real life.
Retiring rich is a mission impossible with a poverty mentality.  The greatest problem of a man is his wrong believes. “I can’t do it” mentality is why you will never do it. 
There is a mysterious relationship between a man’s belief and what he can achieve in his life.  There is nobody that cannot retire rich, but we can only have people who won’t retire rich.  The word “can’t” has to do with your ability, while the word “won’t” has to do with your attitude.  The problem is not that you don’t have the ability, but your wrong thinking is your only obstacle.
Don’t concentrate your thoughts on the reasons why you can’t retire rich, rather concentrate your thoughts on the reasons why you should retire rich. Don’t allow your mind to work against you but rather allow it to work in favor of your dreams.  “The poor man thinks himself into poverty, but the rich man thinks himself into riches”.  Your thought pattern will determine your lifestyle.
If there is any of your friend who tells you your dream of retiring rich is not possible, just know that you have outgrown that relationship.  Make sure you change your friends who don’t encourage your new vision because “twenty friends cannot remain friends for twenty years.”
One different factor between the rich and the poor is in the company they keep.  You cannot escape the effect of the association you keep, because no association leaves you neutral.  When you associate with an investor, you will learn to invest, and if you associate yourself with a spender, you will equally learn to spend. Don’t keep company with somebody who is not doing well financially because of overspending, lest you learn his ways.
The time you spend in the company of consumers (friends who love pleasure), use that time instead and stay with businessmen to learn business wisdom. I’m not saying you should not enjoy yourself, what is life without enjoyment. But all I’m saying is don’t make it a habit (every night out, everyday out?).
Until you change some particular friends of yours, your life can never move forward – quote me. Your associates will shape your style of thinking, and your style of thinking will determine your style of living.
To breakthrough, you must break away from some of your “negative thinking” friends. You don’t need everybody as your friend, but everybody needs you as a friend because of what you know such as the book you’re reading now.
You only need the right friends. Right friends can only be determined by what you are pursuing per time. And until you and your friends can see the same thing, go the same direction, and the same lifestyle. Because it is purpose that determines relationship.
Be careful of whom you take financial advice from; before listening seriously to any man on financial matters, you must be sure that he or she has made it financially. In my own case, though I’m not retired, at the age of thirty-four, I have earned millions, online and offline. I must say I’m enjoying a fulfilled life.
If anybody tells you that what I have written in this book is not correct, please ask him or her to tell you the path that he knows will lead you to retiring rich.  It is not enough to know what is not correct, you should also know what is correct.  We are not looking for who is right or wrong, we are only looking for the truth that will guide us to retire rich.
Every poor man believes in poverty while every rich man believes in riches.  That is why before you can change a man, you must first change what he believes. The thinking pattern of the man who will retire poor and the one who will retire rich is not just different, but is the opposite direction.  While one believes it is possible for him to retire rich, the other thinks it is impossible.  What they believe will eventually become their experience. Your future resides as a baby in your mental picture today, tomorrow is today’s mental picture grown up.
All financial improvements in your life comes from changing your believes about yourself and your possibilities.  Anytime your mind is one hundred percent made up on any matter, you will begin to notice opportunities and possibilities to achieve it.
It is one thing to pray about something, but it is entirely a different thing to believe that your prayers have been answered.  Many know how to pray but only few people believe their prayers and only those few get the answer to their prayers.
It is one thing to have the vision of retiring rich, but the battle is in believing in its attainment.  What you believe about how you will end up has a mysterious connection with how you will really end up.
To retire rich, you must believe that it is possible for you to retire rich, no matter what the government or the economy is saying.
My father taught this to his two younger brothers and my uncles taught me to keep it at heart and prepare well for my retirement. It was unfortunate my father did not live long to teach them to me, but I was fortunate to have caring uncles. Though some of them squandered my father’s wealth as we the children were too young to manage it, I do not hold any grudges against any of them. For if you keep somebody in the prison of your heart, you may not realize that you are that prisoner.
My two uncles retired rich, while my other three uncles who refused to learn my father’s lessons got stricken down with poverty after retirement. Two had died in the process, while the remaining one and his children are rather a burden to us.
It takes your believes to connect the wealth of this earth, because until you believe that you can retire rich, the wisdom to retire rich will not be revealed to you – for a closed mind is a closed destiny.
Whatever you don’t desire, you don’t deserve. “The journey to retire rich begins with a great desire to retire rich”.  The starting point of any great achievement is the desire to be great.  Desiring to be rich is the seed of financial riches.
Doubt is one of the greatest enemies of mankind.  “Every great achievement in life has its root in possibility thinking”.  Until you come to a point in your mind where you know it is possible to retire rich, if not, you can’t taste it.
“The thought of a man is the mysterious force in man that can make him poor or rich depending on his mental positioning”. It is not the economy or the location or the government but your mind.  The wealthiest place on earth is your mind, please harness it very well.
This article is extract from one of my book titled: "Retire Rich: Sure ways to enjoying your retirement age", you can get it on www.amazon.com or read it for free on amazon kindle app.

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